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Select Your Choice If you need to apply for business loan and want a bank to consider your loan application, then it is necessary for you to meet the eligibility criteria of the bank. If you meet all the necessary eligibility requirements of the bank loan for business, then you are more likely to get the loan approval. So before applying for a business loan, you must check the following eligibility criteria: ● For availing a business loan you must one of the following: o Self-employed individual o Limited or private limited firm o Manufacturer or service provider ● You must be aged between 21 to 65 years ● You should be in business for at least 3 years ● Your business turnover must be at least 50 lakhs per annum with minimum 2 lakhs of profit ● You must submit the last 3 years of ITR statements ● Your business partner can be a co-applicant in your business loan application (which would increase the probability of getting a loan with acceptable tenure and interest rate) |
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