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Select Your Choice Any Indian national salaried, self-employed or professional is eligible for a personal loan. However, this loan is an unsecured loan, thus lenders make sure that they are not lending money to a client with higher probability of risk involvement. To ensure the same, they consider numerous factors before providing personal loans: ● Repayment ability: Applicant should have been employed by your current organization or been involved in your business for a certain number of years ● Income: Applicants should have the lender stipulated monthly repaying capacity or minimum salary ● Age: Applicant must qualify for the applicant age bracket defined by the lending institution ● Credit Rating: Applicant should have the bank specified credit score and suitable credit history ● Existing EMIs: Applicant should not have any other loan liabilities or must have strong ability to take addition debts. |
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