The documentation for personal loans is one of the simplest. Basic KYC documents and income documents would suffice to get a Personal Loan.

The general lists for obtaining a Personal Loan are as follows:
1.  Photograph
2.  Identity proof
3.  Address proof
4.  Income proof
5.  Bank Statements
6.  Continuity Proof
7.  Qualification proof (applicable only for Self Employed Professionals)
The detailed documents are as below:

Identity Proof (Any one of the following)

●        Copy of PAN Card

●        Copy of Passport

●        Copy of Driving  License

●        Copy of Government ID card

●        Copy of Voter  ID card

●        Copy of Company ID Card ( for select Corporate)

Address Proof (Any one of the following)

●        Copy of Passport (Can also be used as proof of identity)

●        Copy of Telephone Bill  (both landline and post paid mobile connection)

●        Copy of Driving License

●        Copy of Voter ID card

●        Copy of Ration card

●        Copy of Electricity bill

●        Copy of bank statement ( computerized statements only)

●        Copy of Life Insurance premium receipt

●        Copy of any title deed( Sale deed/ Index II)

●        Copy of Property tax receipt

●        Copy of Leave & License Agreement

●        Copy of latest credit card statement

Age Proof (Any one of the following)

●        Copy  of PAN card

●        Copy of Passport

●        Copy of Birth Certificate issued by competent authority

Signature Verification Proof (Any of the following)

●        Copy of PAN Card

●        Copy of Passport

●        Copy of Driving License

●        Signature verification from Bank

Income Documents:

For Salaried individuals:

●        Copy of latest  three salary slips

●        Copy of appointment letter or Form No. 16 indicating proof of continuity in employment

●        Bank statements for the last 3 months

For Self-employed Individuals:

●        Copy of last two year IT returns along with computation of income, Balance sheet and Profit & Loss a/c  , audited reports ( in case of audited financials)

●        CA certified financials ( in case of unaudited financials)

●        Bank statements of last six months of the main business banking